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Post by supernumerary on Aug 21, 2016 7:59:39 GMT
This morning the number of members reached 10,000.
Well done Saving Stream.
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Liz
Member of DD Central
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Post by Liz on Aug 21, 2016 9:08:53 GMT
This morning the number of members reached 10,000.
Well done Saving Stream. Damn you beat me to it  Well done savingstream  Now we just need a few loans to repay 
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cooling_dude
Bye Bye's for the PPI
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Post by cooling_dude on Aug 21, 2016 9:37:51 GMT
This morning the number of members reached 10,000.
Well done Saving Stream.
Oh god.... sort out your date format!Also... INTERNET EXPLORER  Well done savingstream ... try and give these new members more accurate updates now, please
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ped
Member of DD Central
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Post by ped on Aug 21, 2016 14:47:31 GMT
This morning the number of members reached 10,000.
Well done Saving Stream.
Oh god.... sort out your date format!Also... INTERNET EXPLORER Well done savingstream ... try and give these new members more accurate updates now, please Well done SS, great growth over the last year. C_D how about a poll to see how many forum members have more than 1 account, business, personal, partner etc?
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jamesc
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Post by jamesc on Sept 1, 2016 22:17:28 GMT
I noticed a recent trend that even though the number of investors in SS seem to be on the ever increase, the number of investors in new loans has reduced significantly. Pre Brexit new loans would attract around 2000 investors at launch whist now it is closer to 1500. What do people think the reason behind that is ?
Possible reasons include: concerns over property values after Brexit, an oversaturated SM, however that is not so true of late, dissatifaction/concerns over the lack of loans repaying and the consequential build up of loans with negative days, lack of new funds, concerns over SS as a site, or maybe just a natural reaction to the number of new loans or something I have not thought of.
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puffin
Member of DD Central
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Post by puffin on Sept 2, 2016 6:45:50 GMT
I noticed a recent trend that even though the number of investors in SS seem to be on the ever increase, the number of investors in new loans has reduced significantly. Pre Brexit new loans would attract around 2000 investors at launch whist now it is closer to 1500. What do people think the reason behind that is ?
Possible reasons include: concerns over property values after Brexit, an oversaturated SM, however that is not so true of late, dissatifaction/concerns over the lack of loans repaying and the consequential build up of loans with negative days, lack of new funds, concerns over SS as a site, or maybe just a natural reaction to the number of new loans or something I have not thought of. Numerous pipeline loans(PB106 to PBL119) in quick succession caused overload of available funds, so for many the solution was to set pipeline loans off.
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treeman
Member of DD Central
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Post by treeman on Sept 2, 2016 10:14:44 GMT
I noticed a recent trend that even though the number of investors in SS seem to be on the ever increase, the number of investors in new loans has reduced significantly. Pre Brexit new loans would attract around 2000 investors at launch whist now it is closer to 1500. What do people think the reason behind that is ?
Possible reasons include: concerns over property values after Brexit, an oversaturated SM, however that is not so true of late, dissatifaction/concerns over the lack of loans repaying and the consequential build up of loans with negative days, lack of new funds, concerns over SS as a site, or maybe just a natural reaction to the number of new loans or something I have not thought of. Agree that pretty much all of the afore-mentioned factors undoubtedly play a part. However I'm also wondering how many of the newer sign-ups have actually become 'active' ? Maybe the collapse of savings rates has encouraged the slightly more adventurous to cast around for better returns. The headline 12% rate is obviously eye-catching. Perhaps after signing up for a look inside the walls people decide they aren't that adventurous .............
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Post by justdabbling on Sept 2, 2016 10:34:55 GMT
I agree with all reasons given and this also mirrors the post Referendum downturn in mortgage applications.
Another factor weighing on my mind is that I have given up hope of having the IF ISA available this year, which means that I may be able to make a better net return on FS, as I could sell the loans and avoid some income tax. Once we are half way through the tax year 6 month loans paying interest at the end of the year would kick the tax liability into the next tax year when we may have the IFISA. Is anyone else thinking along these lines? It could be a disadvantage for SS and Collaterol and other sites paying interest monthly.
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Liz
Member of DD Central
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Post by Liz on Sept 11, 2016 10:39:14 GMT
Just checking the new members before I update tomorrow and SS will have added a record number of members since i've been tracking, 267 with a day to go, a big spike too on recent weeks. This helps explain the drought on the SM, naive new members buying anything maybe.
Has SS or another blogsite being doing any marketing?
Edit: ignore that post! I seem to have lost last week's figure, so the 267 is for 13 days not 6. So sorry.
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Post by chrisj on Sept 11, 2016 16:33:23 GMT
It would be interesting to know how many active investors there are/has been from month to month.
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spareapennyor2
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Post by spareapennyor2 on Oct 8, 2016 8:54:44 GMT
no chocolate bar 8/10/16 9.54am
just hit 11001
£200,340,353
NUMBER OF INVESTORS
11,001
INVESTORS HAVE EARNED
£12,961,783
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adrianc
Member of DD Central
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Post by adrianc on Oct 17, 2016 8:02:30 GMT
no chocolate bar 8/10/16 9.54am just hit 11001 £200,340,353 NUMBER OF INVESTORS 11,001 INVESTORS HAVE EARNED £12,961,783 An average of a bit under £1,200 each for an investment of £18,200. Not bad.
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dan83
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Post by dan83 on Oct 19, 2016 12:08:52 GMT
11,000 accounts could equate to a lot less investors, some people might have multiple accounts.
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mikes1531
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Post by mikes1531 on Oct 19, 2016 21:36:55 GMT
11,000 accounts could equate to a lot less investors, some people might have multiple accounts. Not only that, but a lot of people will have registered with the platform so that they could learn more about how it works but never follow through with an investment. IIRC, one of the loans is showing between 3000 and 4000 investors, so there are at least that many active investors. New loans typically have about 2000 pre-funders. Allowing for some folks who have made their investments and now are just watching them earn interest, I'd guess that there are maybe 4000-5000 people with active SS accounts. But that's just a guess.
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arbster
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Post by arbster on Oct 20, 2016 8:27:38 GMT
To lazy to look, but I think Ed recently said 58% of MT's members had an investment in at least one loan, so if a similar proportion are active on SS we're looking at 6000+.
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