|
|
Post by GSV3MIaC on Oct 20, 2016 19:18:53 GMT
And nary a whisper of response from any mods. Seems they've gone to ground. Or maybe they're learning from SS? /mod hat off, but viewing it from that perspective .. I'm on vacation, as it happens, but from what I can see CD was reminded (again) that naming/identifying borrowers is a no-no, and after a couple of warnings (I have myself collected at least one, by accident) you WILL get banned. By all means ask for a log-in protected board (like the AC one) where Google crawl-bots are locked out, in which case different rules apply. Or, IIRC, someone started a wiki, where different rules apply. The rules here are pretty clear, and have to be applied to everyone, regardless of how much, and how usefully, they post. I personally find CDs contributions quite useful (usually) but that won't excuse breaking forum rules .. maybe someone would like to proof read his inputs by PM before he posts, and catch problems before they reach the general public?
|
|
voss
Member of DD Central
Posts: 153 
Likes: 84
|
Post by voss on Oct 20, 2016 20:42:09 GMT
Somebody (Investor?) used to keep a pinned list of previous loans and the amount or % that borrowers actually got wrt prefunding. Anyone know where it's gone, please?
|
|
cooling_dude
Bye Bye's for the PPI
Posts: 2,853
Likes: 4,298
|
Post by cooling_dude on Oct 20, 2016 20:45:16 GMT
Somebody (Investor?) used to keep a pinned list of previous loans and the amount or % that borrowers actually got wrt prefunding. Anyone know where it's gone, please? Hi voss The thread you refer to is p2pindependentforum.com/thread/3253/pre-funding-informationHowever, it had been a while since it was updated, so I incorporated the details in my index post (the 1st post of this thread - click here)
|
|
sam i am
Member of DD Central
Posts: 697
Likes: 555
|
Post by sam i am on Oct 20, 2016 20:58:35 GMT
Somebody (Investor?) used to keep a pinned list of previous loans and the amount or % that borrowers actually got wrt prefunding. Anyone know where it's gone, please? Hi voss The thread you refer to is p2pindependentforum.com/thread/3253/pre-funding-informationHowever, it had been a while since it was updated, so I incorporated the details in my index post (the 1st post of this thread - click here) I suspect the updates stopped because the main use of the data (for me in any case) was to help predict how much to pre-fund in order to get my desired allocation. In the end this got a bit silly (I once pitched in at 10x over-funding and got exactly what I wanted) so SS moved to bottom-up allocation on all loans. While the data may still be of general interest, it doesn't play the same role as it did.
|
|
cooling_dude
Bye Bye's for the PPI
Posts: 2,853
Likes: 4,298
|
Post by cooling_dude on Oct 20, 2016 21:06:18 GMT
I suspect the updates stopped because the main use of the data (for me in any case) was to help predict how much to pre-fund in order to get my desired allocation. In the end this got a bit silly (I once pitched in at 10x over-funding and got exactly what I wanted) so SS moved to bottom-up allocation on all loans. While the data may still be of general interest, it doesn't play the same role as it did. Could become useful again (the bottom-up data) if SS decide to eliminate INPL, and investors need to try and pre-empt what amount to build up (either via selling on the SM, or sending money). However, I do agree that since 'bottom up' has become the universal allocating method, the data is less relevant than it used to be.
|
|
|
|
Post by portlandbill on Oct 21, 2016 8:44:41 GMT
And nary a whisper of response from any mods. Seems they've gone to ground. Or maybe they're learning from SS? /mod hat off, but viewing it from that perspective .. .....I personally find CDs contributions quite useful (usually) but that won't excuse breaking forum rules .. maybe someone would like to proof read his inputs by PM before he posts, and catch problems before they reach the general public? That sounds like a much more realistic and practical solution
|
|
SteveT
Member of DD Central
Posts: 6,875
Likes: 7,924
|
Post by SteveT on Oct 21, 2016 9:25:54 GMT
They did here, it did not end well, conclusion here. Always worth another try, but I don't see it flying. Yes, but this is now a totally different situation. Really? Why? What has changed in just a couple of months?
|
|
elliotn
Member of DD Central
Posts: 3,064
Likes: 2,681
|
Post by elliotn on Oct 21, 2016 10:11:55 GMT
Yes, but this is now a totally different situation. Really? Why? What has changed in just a couple of months? In the last couple of days we've lost a valuable leading role in SS DD on here because of the complexities of sharing information on a public forum.
|
|
ablender
Member of DD Central
Posts: 2,204
Likes: 555
|
Post by ablender on Oct 21, 2016 10:15:48 GMT
Really? Why? What has changed in just a couple of months? In the last couple of days we've lost a valuable leading role in SS DD on here because of the complexities of sharing information on a public forum. I could not have put it better.
|
|
cooling_dude
Bye Bye's for the PPI
Posts: 2,853
Likes: 4,298
|
Post by cooling_dude on Oct 21, 2016 12:02:50 GMT
Sorry, I appreciate that a lot of SS lenders have grown used to relying on CD's admirable leg-work and are disappointed if he won't be sharing it in future, but I don't understand why the forum rules are being blamed (they haven't changed after all). It's not that hard to take a moment and check that a draft message doesn't identify a borrower before posting it; the vast majority of forum members do so successfully every time. "More haste, less speed" is perhaps appropriate. The reason that I am no longer posting my DD posts was not because I disagree with the rules, it was because of the tone of the message(s) that was sent to myself. There seems to be no allowance for human error with the warning that was provided However, not only that; the way I was dealt with was extremely unpleasant. A couple of notes... > You, SteveT , PM'd me on Monday to advise me that I had ID'd the borrower in the title and that you moderated it. The PM you sent was of a kind nature. I apologised and continued to edit & add to my DD post. I received no more comms from the MODs on that day > The next day I got (what I viewed as) a very unpleasant and threatening PM advising that several edits were carried out to my DD post, and if that I broke the rules again that I would be banned. OK... 1. I censored PBL140 myself, and (from memory) the borrower & asset was not ID'd (besides the title, which SteveT did moderate) - please note; besides initial DD posts all my edits & additions are carried out away from the forum and added after I censor the post. You may have noted, that when I add a new DD post after when an unexspected pipeline loan appares with a PBL no. that initial post was a shell (no info). If a loan is sitting in the pipeline, I complete the DD elsewhere and have it censored ready for when a loan goes live. 2. Besides asking several times, no MOD has detailed what further edits were carried out to my post 3. If this all goes back to SteveT original edit then I think you should edit your rules as it specifically notes.... In reference to the above (please note my bold) the edit by SteveT was because the asset was named; I note that SS uses the asset name in the title of the loan (PBL140), which is not behind a login page (i.e. that info has been made publicly accessible). Don't get me wrong, I would still have censored my title ( SteveT beat me to it), but maybe the harsh warning that was provided the next day was unnecessary, considering it seems that I broke no rules. I did express my discontent, and it was largely implied that my activity here was a burden. I don't want to be a burden, I don't want to be banned... and I certainly don't want to be 'pre-moderated' (a suggestion put forward by the MODs)  .
|
|
seeingred
Member of DD Central
Posts: 470
Likes: 664
|
Post by seeingred on Oct 21, 2016 12:07:06 GMT
Many very able people can be classed as useful nuisances (useful to many people, nuisances to a few others).
Investigative journalists are one example (think Panama Papers). Dozens have been killed because they chose to pursue the truth. The same is true of environmental activists.
Harsh action against people who are ultimately useful is difficult to support.
The DD provided by CD has been helpful. I hope it can continue in some form, either here or elsewhere.
|
|
cooling_dude
Bye Bye's for the PPI
Posts: 2,853
Likes: 4,298
|
Post by cooling_dude on Oct 21, 2016 12:11:51 GMT
cooling_dude , the offer was made C_D to try and assist yourself and our fellow lenders, your wishes are respected, apology's if I have caused you any offence. With respectful best regards. @magenta14 No offence caused That final statement was not aimed at you or the others who kindly offered assistance. 
|
|
ablender
Member of DD Central
Posts: 2,204
Likes: 555
|
Post by ablender on Oct 21, 2016 12:20:02 GMT
Many very able people can be classed as useful nuisances (useful to many people, nuisances to a few others). Investigative journalists are one example (think Panama Papers). Dozens have been killed because they chose to pursue the truth. The same is true of environmental activists. Harsh action against people who are ultimately useful is difficult to support. The DD provided by CD has been helpful. I hope it can continue in some form, either here or elsewhere. I can mention a few others that can be seen as nuisances by different people Edward Snowden - whom I admire, Mrs May and Boris Johnson - for whom I cannot repeat the same comment I used for Edward Snowden.
|
|
registerme
Member of DD Central
Posts: 6,624
Likes: 6,437
|
Post by registerme on Oct 21, 2016 12:28:42 GMT
I'm going to temporarily lock this whilst I move the posts concerning a new private Saving Stream forum / Saving Stream hosting their own forum etc to a new thread.
Now unlocked.
|
|
registerme
Member of DD Central
Posts: 6,624
Likes: 6,437
|
Post by registerme on Oct 21, 2016 12:53:56 GMT
Except in extremis moderators will not get involved in a public discussion (or a private one with other users) that concerns moderator action taken against a forum user. I'm sure you will agree that to do so would be completely inappropriate.
I would encourage people to return to discussing Saving Stream and / or its loans.
RM
|
|
.
