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Post by onion12 on Feb 9, 2017 19:40:50 GMT
Do people really live that close to the wire that a one day delay makes a difference? I mean surely you won't invest the all the money that you need to pay the bills and keep no buffer at all. Seems like madness to me. speaking only for myself it's not living close to the wire more like the challenge of getting fully invested and keeping it that way
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Liz
Member of DD Central
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Post by Liz on Feb 9, 2017 23:59:22 GMT
Do people really live that close to the wire that a one day delay makes a difference? I mean surely you won't invest the all the money that you need to pay the bills and keep no buffer at all. Seems like madness to me. speaking only for myself it's not living close to the wire more like the challenge of getting fully invested and keeping it that way You can miss opportunities elsewhere if there is a delay.
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Post by dualinvestor on Feb 10, 2017 11:12:39 GMT
Do people really live that close to the wire that a one day delay makes a difference? I mean surely you won't invest the all the money that you need to pay the bills and keep no buffer at all. Seems like madness to me. As r1200gs says at the top of the page a lot (perhaps not too many) treat SS as an instant access account. I don't really think the vast majority of people who invest on SS live that close to the edge. On the part of some it is concern that if a payment is expected to arrive at a certain time/date there is a worry if it doesn't, others that they want the money for a specific purpose and try and maximise the use of their money by withdrawing it from SS at the "advertised time" to get it into their bank account so it can be used for that purpose. IMO the latter, whilst fully justified in doing it, are taking an unnecessary risk, if the money is say required for something at 09.59 on a Monday then it must be withdrawn on the Friday, so if it is invested the loan part needs to be sold on the SM sometime during the day, if it were sold on the Thursday even on £10,000 earning 12% the "loss" is only £3.29 aginst an opportunity cost of whatever (but probably significantly more than £3.29) if the deadline is missed. As most platforms have pretty low maximum bids unless someone has preferential access to offers it is pretty unlikely that the sums involved will even reach these levels, given that a whole host of things can go wrong (SM could "freeze", SS could have IT problems, a power cut, your account at XYZ bank could be frozen, as has happenned with two banks in the last few months etc etc).
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lobster
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Post by lobster on Feb 11, 2017 13:22:18 GMT
Does anyone know is SS did a payment run this morning (Sat 11th Feb) ??
I got the "please resolve negative balance" email yesterday morning which was fair enough, and so made a payment last night, but then I got exactly the same email this morning ?
Either they have somehow failed to receive my payment , or they sent out the "please resolve negative balance" email again this morning without first checking if any payments had come in and crediting them to our accounts ??
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bababill
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Post by bababill on Feb 12, 2017 5:37:37 GMT
Yes and no.
FP had a withdrawal request actioned on Saturday whilst my deposit in the very early hours of Saturday morning has not been credited.
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Post by dodgeydave on Feb 15, 2017 9:04:33 GMT
I did drop Paul64 an email about this (with a link to this thread)
His response
I guess it's still on the to do list.
Given the upcoming changes which have provided focus on SS actually doing deposits and withdrawals more reliably, have decided to test to see if this is being implemented yet and made a withdrawal request at 0745 today. Will report back (opportunity for positive feedback savingstream ). You can safely ignore that email from Paul. I had a withdrawal request paid out at 7.45 am last week.
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ganymede
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Post by ganymede on Feb 15, 2017 9:08:02 GMT
I did drop Paul64 an email about this (with a link to this thread)
His response
I guess it's still on the to do list.
Given the upcoming changes which have provided focus on SS actually doing deposits and withdrawals more reliably, have decided to test to see if this is being implemented yet and made a withdrawal request at 0745 today. Will report back (opportunity for positive feedback savingstream ). I've done two withdrawal requests today one at 06:50 so no excuses are possible on that one. Second at 08:35 may or may not be within processing window.
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ganymede
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Post by ganymede on Feb 15, 2017 10:09:19 GMT
Both of mine processed one from after 08:00.
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lobster
Member of DD Central
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Post by lobster on Feb 17, 2017 10:13:30 GMT
Hi , does anyone know if withdrawals for today (Friday 17th February) have been processed yet ?
I submitted a withdrawal request at about 9.55 am this morning , and I'm just wondering if I'll get the cash today or not. Also if it's not today , is it more likely to be tomorrow (Saturday) or Monday ?
Thanks.
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Liz
Member of DD Central
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Post by Liz on Feb 17, 2017 10:19:20 GMT
Hi , does anyone know if withdrawals for today (Friday 17th February) have been processed yet ? I submitted a withdrawal request at about 9.55 am this morning , and I'm just wondering if I'll get the cash today or not. Also if it's not today , is it more likely to be tomorrow (Saturday) or Monday ? Thanks. Yes, got mine 9am.
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tomtom
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Post by tomtom on Feb 17, 2017 10:36:58 GMT
I have made three withdraws all before 7.00 am and no money has been received in my bank.
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tomtom
Member of DD Central
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Post by tomtom on Feb 17, 2017 10:40:30 GMT
I have made three withdraws all before 7.00 am and no money has been received in my bank. Cash withdraws from both MT and Collater made this morning have all been paid within 10 mins. This delay in processing payments is not doing this site any good at all.
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Post by bonfemme on Feb 17, 2017 11:26:03 GMT
I made two withdrawals on Wednesday morning - about 7am - which still haven't been received. Other later withdrawals have been (same bank).
Have queried it and awaiting their response.
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lobster
Member of DD Central
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Post by lobster on Feb 17, 2017 12:09:19 GMT
I made two withdrawals on Wednesday morning - about 7am - which still haven't been received. Other later withdrawals have been (same bank). Have queried it and awaiting their response. Did your 2 withdrawals on Wed morning happen to be for the same amount ? Just asking because if you make 2 DEPOSITS for the same amount, the SS system throws a wobbler and doesn't apply the deposits. There are a few recorded instances of this on the forum, and it has also happened to me personally. So ...... I was just wondering if your issue could be the same thing happening in reverse ie. withdrawals instead of deposits. However, this is only a possibility if your 2 withdrawals were for equal amounts.
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Post by bonfemme on Feb 17, 2017 12:27:36 GMT
I made two withdrawals on Wednesday morning - about 7am - which still haven't been received. Other later withdrawals have been (same bank). Have queried it and awaiting their response. Did your 2 withdrawals on Wed morning happen to be for the same amount ? Hi lobsterNo.... one was for £200 and one was for £400. Both definitely before 8am about 30 minutes apart.
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