SteveT
Member of DD Central
Posts: 6,875
Likes: 7,924
|
Post by SteveT on Dec 21, 2016 8:46:16 GMT
When looking to buy a particular loan on the SM, the "Price Breakdown" boxes currently aren't wide enough to fit the price figures for anything beyond a 2 figure loan part. (And I really hope the default display order is changed to sort by Effective Rate, highest at the top. Why would anyone looking at a particular SM loan NOT want to see the best priced parts at the top?)
|
|
SteveT
Member of DD Central
Posts: 6,875
Likes: 7,924
|
Post by SteveT on Dec 21, 2016 8:49:52 GMT
Try clearing your browser cache and reloading. Lots of people have had display issues in Chrome until clearing the cache. That's after clearing the cache. Strange. The Edit and Cancel boxes display OK on my screen in Chrome
|
|
upland
Member of DD Central
Posts: 479
Likes: 175
|
Post by upland on Dec 21, 2016 8:50:24 GMT
For my part its good and has some useful improvements that I wanted.
|
|
Steerpike
Member of DD Central
Posts: 1,977
Likes: 1,687
|
Post by Steerpike on Dec 21, 2016 9:03:50 GMT
No purple, no huge expanses of wasted space, runs quickly, reassuringly similar, better than the average "upgrade" that I have seen in P2P sites in recent years.
However, what I really wanted for Christmas was repayment on the pages of loans showing days active of 200+, 300+, 400+ ...
|
|
Neil_P2PBlog
P2P Blogger
Use @p2pblog to tag me :-)
Posts: 355
Likes: 209
|
Post by Neil_P2PBlog on Dec 21, 2016 10:38:21 GMT
Well done, it's a nice step and seems like you have redesigned it from the bottom up rather than just adding on a few fancy features that slow it down. I like the bold totals on the dashboard and how it looks on a mobile.
A few suggestions: - As said, SM (focus should for people searching for highest discount) - My investments should have a simple export to excel/csv button. It would be good if this had two options (with or without all the first 30 days accrued interest applied on day 1). I think a lot of people probably have to do a long winded copy and paste into excel - As others have said on the table length, you can take a settings variable for default length for each user and pass it in PHP to the datatables settings at the bottom (I use the same datatables plugin on my site) - From an internet marketing perspective, you have not optimised for search engines finding you, you want to at least add a Title and fill in the <meta name="description" content=""> tag for all the important public pages
|
|
r00lish67
Member of DD Central
Posts: 2,692
Likes: 4,048
|
Post by r00lish67 on Dec 21, 2016 11:00:43 GMT
I like the revised style, but trying to find the best discount in the Herne bay tranches on the SM is like digging around in the Quality Street tin for the last remaining chocolate fudge in a sea of strawberry caramels, except much less fun. Please fix as soon as you can!
|
|
SteveT
Member of DD Central
Posts: 6,875
Likes: 7,924
|
Post by SteveT on Dec 21, 2016 11:01:51 GMT
Now that the Loan Overview page for each loan has a nice summary table of your individual parts held, it would tidy the My Current Investments page up enormously if it just showed your total holding (1 line per loan) with the part-level details (including renewal tick boxes) on the Loan Overview page.
|
|
SteveT
Member of DD Central
Posts: 6,875
Likes: 7,924
|
Post by SteveT on Dec 21, 2016 11:03:14 GMT
I like the revised style, but trying to find the best discount in the Herne bay tranches on the SM is like digging around in the Quality Street tin for the last remaining chocolate fudge in a sea of strawberry caramels, except much less fun. Please fix as soon as you can! You and I need to liaise on a bulk exchange of chocolate fudges for strawberry caramels
|
|
r00lish67
Member of DD Central
Posts: 2,692
Likes: 4,048
|
Post by r00lish67 on Dec 21, 2016 11:05:41 GMT
Also, on the account information tab, I'm not quite sure what the "secondary market gains/losses" is measuring. Mine is at -£115. That doesn't sound very good, and I only recently snapped up plenty at circa 2% discount. Is it measuring the outflow of my money to pay for the accrued interest on each loan part, or something? Seems a bit odd.
|
|
r00lish67
Member of DD Central
Posts: 2,692
Likes: 4,048
|
Post by r00lish67 on Dec 21, 2016 11:08:43 GMT
I like the revised style, but trying to find the best discount in the Herne bay tranches on the SM is like digging around in the Quality Street tin for the last remaining chocolate fudge in a sea of strawberry caramels, except much less fun. Please fix as soon as you can! You and I need to liaise on a bulk exchange of chocolate fudges for strawberry caramels I wonder what a secondary marketplace of Quality Street would look like? I suppose each of the chocolates within each type would rank pari passu (unless squashed), but I'm only paying a premium for the green triangle one.
|
|
|
Post by mrclondon on Dec 21, 2016 11:22:51 GMT
Also, on the account information tab, I'm not quite sure what the "secondary market gains/losses" is measuring. Mine is at -£115. That doesn't sound very good, and I only recently snapped up plenty at circa 2% discount. Is it measuring the outflow of my money to pay for the accrued interest on each loan part, or something? Seems a bit odd. It is simply the difference between the sum of all SM purchase prices (-ve vaue) and SM sale prices (+ve value) less the sum of the face value of all SM purchased loan parts (-ve value) and all SM sold loan parts (+ve value) It is in effect an instantaneous measure of the capital gain you've achieved by using the SM. Mine is positive £3200 which reflects my intensive use of the SM selling everything I can at 40 days remaining for a discount that reflects the basic rate tax liability. (I do the exact same calc in a spreadsheet) EDIT: So yes, a negative value represents the outflow of money to pay for the accrued interest (and premium) on each loan part. If you resell those parts on the SM that negative will cancel out and any profit become a positive. However if you leave the parts to run to maturity, the negative value on the SM will remain, and the interest figure increases.
|
|
r00lish67
Member of DD Central
Posts: 2,692
Likes: 4,048
|
Post by r00lish67 on Dec 21, 2016 11:48:15 GMT
Also, on the account information tab, I'm not quite sure what the "secondary market gains/losses" is measuring. Mine is at -£115. That doesn't sound very good, and I only recently snapped up plenty at circa 2% discount. Is it measuring the outflow of my money to pay for the accrued interest on each loan part, or something? Seems a bit odd. It is simply the difference between the sum of all SM purchase prices (-ve vaue) and SM sale prices (+ve value) less the sum of the face value of all SM purchased loan parts (-ve value) and all SM sold loan parts (+ve value) It is in effect an instantaneous measure of the capital gain you've achieved by using the SM. Mine is positive £3200 which reflects my intensive use of the SM selling everything I can at 40 days remaining for a discount that reflects the basic rate tax liability. (I do the exact same calc in a spreadsheet) EDIT: So yes, a negative value represents the outflow of money to pay for the accrued interest (and premium) on each loan part. If you resell those parts on the SM that negative will cancel out and any profit become a positive. However if you leave the parts to run to maturity, the negative value on the SM will remain, and the interest figure increases. Thanks, and thanks for the edit which reflected the rather shaky conclusion I had drawn! As I'm trying to pick value on the SM and then largely hold to term, I shall try to fight my instinct to feel bad about my 'negative score'
|
|
|
Post by carol167 on Dec 21, 2016 11:55:20 GMT
Deary me - as front images goes, their out of focus misty blue mountains really sucks. It's just nasty on the eyes. As a manager and post processor of a travel photographer's stock images - I can offer FS a decent front image. I'm sure we can come to some arrangement on rates. :-) It's pin sharp and the master is 5454x3555. Nepal. You can blur it for effect but it will still be a vast improvement on the live website one.
|
|
SteveT
Member of DD Central
Posts: 6,875
Likes: 7,924
|
Post by SteveT on Dec 21, 2016 12:49:03 GMT
c) The default sort order in "All Active and Past Loans" used to be "Last Updated" with the newest updates at the top, which was an ideal way quickly to check for any new updates. Can the new site default to this same sort order too please? (by the way, sorting "Last Updated" by date produces strange results currently; looks as if it's sorting by day of the month rather than by date) Thanks for fixing this so quickly, fundingsecure.
|
|
stub8535
Member of DD Central
personal opinions only. Not qualified to advise on investment products.
Posts: 1,447
Likes: 945
|
Post by stub8535 on Dec 21, 2016 13:01:55 GMT
Can't get the options on portrait on Samsung note, only in landscape.
|
|