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Post by Deleted on Mar 3, 2017 19:11:30 GMT
Neil cheers, hope you don't mind me jumping on your suggestion and running with it, I can upgrade you to captain (editing rights)? Same for you pom ? Sure, whatever  (will resist jokes about too many chiefs not enough indians..) , ok, your promotion is on hold (hopefully not indefinitely) until Indians match chiefs. charles would you like to join our Kiva 'team' perhaps I'll consider Property Crowd as my next p2p venture 😉 @leopardcat how about it?
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pom
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Post by pom on Mar 3, 2017 20:35:02 GMT
Sure, whatever (will resist jokes about too many chiefs not enough indians..) , ok, your promotion is on hold (hopefully not indefinitely) until Indians match chiefs.  Edit - I'm just glad Neil seems to have kicked off a couple more loans...felt like I was doing all the work
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alanp
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Post by alanp on Mar 3, 2017 21:25:36 GMT
looks like a worthwhile setup.
One query, this is a "free trial", do you normally have to pay a fee to lend money?
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Post by Deleted on Mar 3, 2017 21:36:02 GMT
pom , ok, your promotion is on hold (hopefully not indefinitely) until Indians match chiefs. Edit - I'm just glad Neil seems to have kicked off a couple more loans...felt like I was doing all the work As 'captain' of the 'team' as per Kiva definitions I've made my first few loan offers, wouldn't talk you into signing up and leave you to it !! alanp I very much like the idea of helping others to help themselves and microfunding sits very much alongside what we're all doing here on p2p The free trial simply provides $25 free from a donor for you to choose how to loan, after that you'll have to deposit but there is no fee. @leopardcat -- the link to join the group  -- www.kiva.org/invitedto/p2p_lenders/by/jester
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alanp
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Post by alanp on Mar 3, 2017 21:48:30 GMT
Ahh, so a generous donor(s) (probably corporate, and well done to them if it is) has provided a "pot" that new members can allocate $25 of then - Is that right?
Plus, free of charge (thought a fee sounded strange), we can add some of our own money and lend that out as well.
Just want to make sure I have it clear in my own mind before I pass the link / information on to family and friends.
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pom
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Post by pom on Mar 3, 2017 22:16:13 GMT
Edit - I'm just glad Neil seems to have kicked off a couple more loans...felt like I was doing all the work As 'captain' of the 'team' as per Kiva definitions I've made my first few loan offers, wouldn't talk you into signing up and leave you to it !! Ha! Better late than never But I'm mostly just peeved that previous loans don't get credited, specially as I made this my preferred group and quit a previous one hoping this one would inherit them, and we could have made a really flying start - oh well
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pom
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Post by pom on Mar 3, 2017 22:20:20 GMT
Ahh, so a generous donor(s) (probably corporate, and well done to them if it is) has provided a "pot" that new members can allocate $25 of then - Is that right? Plus, free of charge (thought a fee sounded strange), we can add some of our own money and lend that out as well. Just want to make sure I have it clear in my own mind before I pass the link / information on to family and friends. They will try to persuade you to donate to Kiva at the same time as making a loan for running costs etc, but you can reset that donation to zero if you don't want to donate every time (or at all!).
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adrianc
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Post by adrianc on Mar 4, 2017 8:21:41 GMT
With synchronicity of timing, somebody mentioned www.shared-interest.com to us last night - anybody know anything about the differences between the two? |
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pom
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Post by pom on Mar 4, 2017 9:28:26 GMT
With synchronicity of timing, somebody mentioned www.shared-interest.com to us last night - anybody know anything about the differences between the two? £ vs $. And looks like shared-interest pays interest, Kiva is just good karma
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star dust
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Post by star dust on Mar 4, 2017 10:37:29 GMT
With synchronicity of timing, somebody mentioned www.shared-interest.com to us last night - anybody know anything about the differences between the two? Just had a quick look, it seems it just funds fair trade producers, only covers Africa and South America, and from the FAQ states "We are not a microfinance organisation and we do not lend to start-up enterprises or individuals". Organisations getting loans have to have been trading for 3 years and have accounts apparently. Generally unsecured loans at locally competitive interest rates (could well be far higher bank loan rates locally than here or EU I would suspect). Lends to about 400 organisations, doesn't look like you get to choose who you lend to (preferable in my view). So so altoghether quite different really
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Post by Deleted on Mar 4, 2017 15:13:22 GMT
As 'captain' of the 'team' as per Kiva definitions I've made my first few loan offers, wouldn't talk you into signing up and leave you to it !! Ha! Better late than never But I'm mostly just peeved that previous loans don't get credited, specially as I made this my preferred group and quit a previous one hoping this one would inherit them, and we could have made a really flying start - oh well Shame that would have made quite a difference, having said that, over $300 of microfinance funding by our small but well formed group in a day is a good start in my eyes. If anyone else is interested this is a great time to sign up as in promotion of Women's day, Kiva will provide $25 towards the first loan of your choice! www.kiva.org/investinherThen you can add to the impact made by loans provided by members of the forum by joining our group. www.kiva.org/invitedto/p2p_lenders/by/jester
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pom
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Post by pom on Mar 4, 2017 15:38:32 GMT
Ha! Better late than never But I'm mostly just peeved that previous loans don't get credited, specially as I made this my preferred group and quit a previous one hoping this one would inherit them, and we could have made a really flying start - oh well Shame that would have made quite a difference, having said that, over $300 of microfinance funding by our small but well formed group in a day is a good start in my eyes. Yeah at least it looks like they still counted the one of mine they then cancelled/timed out so made up for it a bit. And I guess I'd have had an unfair head start on you guys otherwise Edit - hmm hoped we might have had a few more join the party by now...ah well
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Post by ablrateandy on Mar 4, 2017 16:29:19 GMT
I'm in! It was reading about Kica (or something similar) six years ago that first got me interested in alternative finance |
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Post by ablrateandy on Mar 4, 2017 16:34:07 GMT
So do we all get to blame Jester if we invest in a loan that he likes and it goes wrong? . He can ask for his own sub-forum!!! |
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pom
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Post by pom on Mar 4, 2017 17:36:44 GMT
So do we all get to blame Jester if we invest in a loan that he likes and it goes wrong? . He can ask for his own sub-forum!!! Well with recycling my money as it's paid back I've now lent $855 since I first joined, and have only lost $1.05 due to currency fluctuations.... Wonder if I'll have as good a result when those defaulted containers get sorted out? 
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(will resist jokes about too many chiefs not enough indians..)
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