ashtondav
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Post by ashtondav on Feb 10, 2020 18:27:53 GMT
Blimey. At 1034 days you're not far away from just withdrawing repayments...
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ashtondav
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Post by ashtondav on Feb 10, 2020 17:01:33 GMT
Hmmmmm, seems like institutions are seeing more value in these loans than many on this forum. I suppose it depends on the discount you can achieve, but nevertheless it will be interesting to see how much they salvage.
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ashtondav
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Post by ashtondav on Feb 10, 2020 15:48:45 GMT
AC's opportunity to clean out our accounts and blame it on the clone.
Part of an IT department's due diligence is to buy up all similar domain names and park them.
AC's incompetence shines through, with every error.
Oh yes Assetzcapital.ai i bet they they forgot about registering that (Anguilla. HTF could they miss that one.)
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ashtondav
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Assetz Capital (AC)
Rates
Feb 10, 2020 11:02:11 GMT
p2pfan likes this
Post by ashtondav on Feb 10, 2020 11:02:11 GMT
P2p rates appear to be falling. Most recently the problems at LW and before that RS and Zopa. So how can AC maintain 5.75% on 90 day money with many ML rates at 7.5%?
Should we be bracing for rate reductions on qaa and 30d?
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ashtondav
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Post by ashtondav on Feb 10, 2020 9:39:42 GMT
Of course not. You have avoided any potential problems that may have arisen. You can’t expect to benefit from any positive actions.
That would be, er, eating your cake and eating it.
I’m in the same situation. Be glad you are out of the uncertainty.
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ashtondav
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Post by ashtondav on Feb 9, 2020 18:44:21 GMT
Looks like simply “junior” would be more appropriate. Probably recruited from the LW loan approval team, so not so good at sums.
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ashtondav
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Post by ashtondav on Feb 9, 2020 14:06:51 GMT
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ashtondav
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Post by ashtondav on Feb 9, 2020 13:57:36 GMT
HL wealth 50 should be diligently avoided. It ignores funds that don’t give discounts to HL. Fundsmith, for example is not included but the notorious Woodford dog was - right up to its suspension and knowing that he was breaching the spirit of the regulations.
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ashtondav
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Post by ashtondav on Feb 8, 2020 18:57:37 GMT
Does anything move on the 5 year market, anymore, and at what rates?
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ashtondav
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Post by ashtondav on Feb 7, 2020 10:00:23 GMT
Not. Just misleading headline rates and a completely irrelevant “thought piece”. If you’re going to include an article why not provide one on LW, and stop insulting your lenders by avoiding all possible channels of communication.
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ashtondav
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Post by ashtondav on Feb 6, 2020 18:54:49 GMT
Yep, I placed at 5% and it now says i have that chunk at 5.1%
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ashtondav
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Post by ashtondav on Feb 6, 2020 18:49:37 GMT
Agreed. I think Assetz, with secured lending AND a PF is a platform that could survive and thrive. Especially as it has now got over those silly underdiversified accounts. In fact I'm considering the 30DAA for this years ISA.
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ashtondav
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Post by ashtondav on Feb 6, 2020 17:52:57 GMT
Profits? ZOPA’s been around 15 years and profit on p2p is so distant it decided to become a bank instead.
pity, as I don’t think FC has the credibility now to get a banking licence.
We have yet to see any platform demonstrate it can operate a profitable business model.
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ashtondav
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Post by ashtondav on Feb 4, 2020 21:23:18 GMT
Haircut coming. Prepare. It’s inevitable. Set the rates accordingly.
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ashtondav
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Post by ashtondav on Feb 4, 2020 12:16:50 GMT
You can be assured that if Mathew, or his colleagues, had any words of comfort that could be substantiated by facts he would be posting on here, or blogging, with reassurance.
He is not.
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