ablender
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Post by ablender on Apr 17, 2017 21:26:05 GMT
Sorry Guff's joke was lost on me until I found the punchline. Hint for those who are not aware of the quadrilateral distance blog: try googling "square mile news H*****n R*****a" for recent news on our borrower. "He was ordered him to pay £25,000 .. ... .... by April 17 (2017) or do 15 months in prison."
Looks like he'll have to flog some of the gold taps? So pleased with the stance that the integrity of a Borrower is immaterial and that it's only the security that counts, makes me feel all warm & fuzzy. No. Just another Ly loan
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ablender
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Post by ablender on Apr 16, 2017 19:46:04 GMT
Not All Trump Obsolete. Only a small part.
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ablender
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Post by ablender on Apr 16, 2017 19:24:53 GMT
Deffered income is quite saught after! Gives you another chance to use tax allowances, rearrange your affairs in anticipation (eg VCTs etc if missed out previously). stevio : Yes, but doesn't the opposite apply as well? Examples... - You think you've managed to keep your income in the current year down to the point where most is covered by your allowances so there's going to be very little tax to pay. Then FS come along and declare that some of your loans have been classified as losses, so your income is much reduced and you find yourself with unused allowances -- and you can't carry those forward to the next year when the FS loans are 'recovered' and become income, which causes you to pay more tax.
- You expect to incur tax this year, so you make a VCT investment so that you can reduce the amount of tax actually payable. After you've done that, the FS losses arrive and it turns out you owe no tax, so the tax relief you expected to get for your VCT investment evaporates.
It sounds like you are trying to play the system.
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ablender
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FundingSecure (FS) in Administration
Updates
Apr 16, 2017 19:19:37 GMT
Post by ablender on Apr 16, 2017 19:19:37 GMT
Isn't it a bank holiday?
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ablender
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Post by ablender on Apr 14, 2017 21:16:48 GMT
Lower rates??? I'm out. I am not ready to take the risk if there is no reward to balance it. paul123 's argument based on blaming Bank of England!!!!!!? It does not hold water for me. Low interest rates have been around for a few years now. This did not prevent 12% loans a year ago. Why now? I am not the paul you are referring to. You mean Paul64 , the Lendy rep/PR guy, not paul123, your favourite moderator. Definitely I got that wrong.
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ablender
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Post by ablender on Apr 14, 2017 19:12:13 GMT
Perhaps the borrower would like to buy it for £1M. They then could use it for security and borrow a couple million quid via a crowdfunding platform. Perhaps L will lend you £1.5m to buy it for 900K, market it on here @65% LTV Or using your figures they can even say 60% . . . . . . . . . VTL.
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ablender
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Post by ablender on Apr 14, 2017 19:06:54 GMT
Lower rates??? I'm out. I am not ready to take the risk if there is no reward to balance it. paul123 Paul64 's argument based on blaming Bank of England!!!!!!? It does not hold water for me. Low interest rates have been around for a few years now. This did not prevent 12% loans a year ago. Why now?
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ablender
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Post by ablender on Apr 13, 2017 21:19:08 GMT
The 1,200% caught my eye! Yes, but 1,200% interest on a nil value loan won't generate much income! Spoil sports!
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ablender
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Post by ablender on Apr 13, 2017 21:16:19 GMT
Looks like we got a sneak preview of the new layout. Two things to note: 1) The addition of a 'VALUATION' column - presumably this will show the factor by which the figures quoted in the VR are likely to be errant 2) The adoption of the European decimal marker and interest being quoted to three decimal places. I do not care much about the layout, but I surely like the new interest rate. (I do not think it is a decimal marker.)
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ablender
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Post by ablender on Apr 13, 2017 12:05:15 GMT
What happened to SSfL defaults at 9:00 today? I cannot notice changes on the default page.
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ablender
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Post by ablender on Apr 12, 2017 17:02:11 GMT
R U still aloud to say BS on this forum? Mite ofend those non-rocker tipes. Now the forum automatically censors anything the mods don't like, presumably anything which is not automatically censored is allowed.
Thus BS seems to be fine, whereas #####CENSORED##### is not (and I didn't type it like that).
See this thread.
Isn't that Blue Stripes?
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ablender
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Post by ablender on Apr 9, 2017 12:07:36 GMT
They're the same thing. The money is there. So let's get it doing something and bringing in an income. Low risk, low return = "savings" Higher risk, higher return = "investment" Or, to look at it in a slightly different way... Savings = putting something aside from income. Investment = what you do with it when it's been put aside. I was thinking exactly the same thing. You save money then you invest your savings to increase their value. Or you put your savings into a savings account for low risk. You can't invest if you haven't first saved, unless born into money and the question again comes back to risk. I will always(pre-retirement at least) invest a large proportion of my savings because I'm greedy. I have read elsewhere in this forum that there are people who borrow to invest. This results in investing without first saving.!!!
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ablender
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General P2x Discussion
Error
Apr 8, 2017 22:21:30 GMT
Post by ablender on Apr 8, 2017 22:21:30 GMT
No, but forum working slow.
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ablender
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Post by ablender on Apr 8, 2017 17:49:56 GMT
Except that it is not listed in the available loans . . . . YET . . . j*****h bought £125 of this loan on 07/04/2017 - perhaps just before repaying. !!!!!!#####
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ablender
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Post by ablender on Apr 8, 2017 1:05:26 GMT
Interesting. People are still interested in buying - and not the odd penny!!!
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