Estimated matching time (LW)

I've experienced this on number of platforms. I just put it down to rounding. 

Bear in mind the Number of active lenders on LW is 5k. Assuming every lender dumps 2k within a month would increase the lending queue by 10 Mil.

Average lending value per lender is already 22k.

I am only second guessing. The recent rates LW offer, increasing popularity and shfitng money from other platform attracts new money.

Sure only LW know,but on the basis that average lending increased by 15k in nearly 3years, its highly unlikely to work out at an average increase of 2k each in a month! Even if the growth had been linear an average growth of less than £500 would be more expected. But I'm quite sure it would have been nothing like linear, LW will have benefited greatly from being the first of the "original" p2p companies to get full auth and offer an ISA in 2017, and we know take up then must have been good because the rates dropped by quite a bit. And given they haven't yet dropped the rates on us, I suspect they do expect to catch up soon, probably because demand for loans does drop around xmas

I didn't say each month - that would be even more ridiculous than your assumption that the demand increase could be an average 2k within a month. Be annoyed at the delays if you wish (but when you are fully invested you'll be very glad that re-investments take priority) but throwing around figures that you have no evidence to support doesn't help anyone.
Wiseclerk's figures show monthly lending in the 3-6M range for the last 6 months, with Dec being the lowest. We know that reinvestments have been fine (not that long term investors are as likely to spot queues, so that could be an incorrect assumption), but new money stalled, so we can perhaps assume that reinvestments make up around 3M/month of that.... So if new money were anywhere near the 10M you suggested rates would undoubtedly have plummeted as the only way they'd ever catch up would be to reduce the rate of deposits. However the drop in demand might support an assumption of 2-3M, and that would be a far more reasonable amount for LW to assume they'd be able to catch up once demand increased again (and so not need to drop rates)- tho still probably too much of a challenge to be realistic.

And that's far more than I ever wanted to think about all this, so if that hasn't made you think a bit more then, whatevs.

You do have a point pom , the euro figures confusing as the exchange rate fluctuates. Actual lending volume back in Dec 17 is 3.2Mil GBP, Dec 18 is 3.4 Mil GBP, so actually lending volume increased by 6% to previous year. January 18 lending volume is £5.0Mil GBP, so my 9 Mil estimate for Dec 18 - Jan 19 is reasonable.

My point regarding the 10 Mil is only a BIG IF scenario, if 5000 investors decide to throw 2k like you said a special promotion of something. The rate increase back in November did attract new money on certain level. As LW is a growing platform, we do not know how well it can handle accelerated growth. 

It is not unreasonable to estimate reinvestment to the high end 3Mil GBP per month, given 800k lending queue took more than a month to clear. My main point is investors are being very patient here, some are still waiting for their investments to be lent out deposited from 24th Dec.

Well, it seems people like this platform and happy to wait a little longer like myself. One month and a bit did not seem too bad.