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Post by Deleted on Feb 8, 2016 21:50:32 GMT
As Giles' email said... We still have access to the forum and can get stuff you care about out for you. I hope there are so many requests that we would consider re-opening a read-only version of it for just a week or so. ;-) At least there is a copy of the forum (not sure how complete) from 6 September 2015 on the Wayback Machine: web.archive.org/web/20150906135927/http://talk.zopa.com/ |
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Post by fuzzyiceberg on Feb 8, 2016 22:32:57 GMT
All rather hasty. I imagine the new post-Giles regime at Zopa did not appreciate the comments about Zopas inability to get statements that added up, their hopeless loan book redesign etc. No doubt they were worried it would put off the sheep they are now aiming to attract as savers, and potentially spoil their big IPO payday they are so desperate for.
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Post by Ton ⓉⓞⓃ on Feb 8, 2016 22:35:11 GMT
Personally I can see it from the Zopa point of view on closing the forum. There was a lot of old out of date posts even to the degree of being positively misleading stuff for all those new ISA Users whom, presumably Zopa are now expecting to join up. And to have a lot of old fogies like me (and perhaps some others) saying how great it was in the past wouldn't be very helpful to their business model. I agree it was closed too suddenly etc... Having said that I wonder if Zopa are thinking of actually bringing back the old pre-Safeguard model where we could set our own rates, (taking into account defaults & tax). Not for everyone; just those who select it as an option. Does anyone have any insight into this? Also, about the email, I'm guessing you had to have posted to the Zopa forum relatively recently to get an email announcing it closure. If your last post was in the last six months then I think you should get an email, that's just a guess... Mods, can we bump this up to the main page now. Ah please, pretty please. I'll put this to the Mods/Admin but I think we might need to have wait awhile to see how many Users there are of Zopa on here. I don't think there's been a change for a little while so we are perhaps due for one... (no promises tho') |
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star dust
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Post by star dust on Feb 8, 2016 22:44:15 GMT
Not entirely surprised, but sorry to see it go. It was one of the good things about Zopa and started me off in the P2P 'community' when I took my first lending steps in Zopa and RateSetter. Ironic perhaps to read about it here, but glad there is a here to read it. I know many former Zoperites have migrated here already, and hope others join to liven up the Zopa board at least  . |
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momac
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Post by momac on Feb 8, 2016 22:57:44 GMT
Hokey cokey!
Let's start cooking with gas, bazookas or flame throwers:
There is a birthday to be celebrated in Nutty Hollow tomorrow... go for it.
Hi all.
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momac
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Post by momac on Feb 8, 2016 23:05:53 GMT
Rhubarb, lad, rhubarb ...  'Tis the season in Yorkshire at least.
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aju
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Post by aju on Feb 9, 2016 0:07:59 GMT
edit: ton said above: I'll put this to the Mods/Admin but I think we might need to have wait awhile to see how many Users there are of Zopa on here. I don't think there's been a change for a little while so we are perhaps due for one... (no promises tho')
Not many I guess as zopa's email got the link a bit wrong I heard. I've actually been a member on here for while but was a Zopa forum person mostly dipping in just to see what was happening, on the scope is much wider and I haven't actually got any P2P investments other than Zopa. Most of our money is in safe cash in current accounts and playing the old give me a ton please and i'll swap to you tomorrow games. I've been a bit vocal of late with the advent of the pulling of OldMLB and replacing it with what is effectively a sledgehammer to crack a nut. I've been extra active on there myself for the last few months with that and the new statement screen and zopas hell bent notion that useful reports can be squeezed into mobile environment and be of any use and stuff the people who want to be able to see what their investment is really doing. sadly there is a reason excel is not usable on a mobile. I'm definitely for starting up a couple of mirror threads on here especially the so called Beta Test of MLB - it's a debacle calling it a beta test if i'd released something not fit for alpha testing into a live environment replacing a working product I'd have been sacked in an instant the rest of the team might have been as well for allowing it to happen. Those were the days - these days any old tom dick thinks software development is a few tweaks here and there and stuff design principles and roadmaps etc. /OopsRantModeOff I'm getting annoyed again and that ain't good for my blood pressure - wifey can hear me typing like a whirling dervish and keeps saying are you coming to watch east enders!.
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aju
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Post by aju on Feb 9, 2016 0:16:58 GMT
As Giles' email said... We still have access to the forum and can get stuff you care about out for you. I hope there are so many requests that we would consider re-opening a read-only version of it for just a week or so. ;-) At least there is a copy of the forum (not sure how complete) from 6 September 2015 on the Wayback Machine: web.archive.org/web/20150906135927/http://talk.zopa.com/Sadly I think Anika meant the last posts were early September nothing much is there from the last 3 months as far as I can tell. Bit of a shame, I got all excited too..
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elgerod
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Post by elgerod on Feb 9, 2016 0:34:57 GMT
Sadly I think Anika meant the last posts were early September nothing much is there from the last 3 months as far as I can tell. Bit of a shame, I got all excited too..At least there is a copy of the forum (not sure how complete) from 6 September 2015 on the Wayback Machine: web.archive.org/web/20150906135927/http://talk.zopa.com/
Yes, that's right, it seems to be "as at 6 September" rather than "from 6 September" and even then it's limited. But better than nothing and certainly there's nothing about the "so called Beta Test of MLB". I couldn't find anything about the "Joke Thread" although reading some of the old posts was quite funny! Maybe we should follow through with Zopaanika's hint about "so many requests".
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aju
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Post by aju on Feb 9, 2016 0:43:51 GMT
Requested as soon as it disappeared.
Now where are those other email accounts I keep thinking about closing ;-)
Perhaps Zopa should have one of those poll thingies - who stays you decide!
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momac
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Post by momac on Feb 9, 2016 0:57:59 GMT
Hokey cokey! Let's start cooking with gas, bazookas or flame throwers: There is a birthday to be celebrated in Nutty Hollow tomorrow... go for it. Hi all. Happy birthday Figs. Sorry, can't do the pyrotechnics but I can do the sound: Oooooh, weeeh, aaah, ssshhh, schplat! Have a good one.
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Post by westonkevRS on Feb 9, 2016 6:29:45 GMT
Having said that I wonder if Zopa are thinking of actually bringing back the old pre-Safeguard model where we could set our own rates, (taking into account defaults & tax). Not for everyone; just those who select it as an option. Does anyone have any insight into this? Isn't it common knowledge that Zopa are brining in a bunch of new products? I thought they announced this (or maybe it's just my "insight"). The new products include instant access and non-SafeGuarded fund. Don't take this as gospel of course, I work for RateSetter and I can't remember how I heard this. westonkevRS.
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Post by fuzzyiceberg on Feb 9, 2016 8:24:52 GMT
Yes, Zopa have intimated they will open their non-safeguard D and E markets to retail lenders. If they do, they will need to do a whole lot better with their new loan book to enable people to monitor these loans, and the bad debts that will be generated.
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aju
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Post by aju on Feb 9, 2016 8:58:23 GMT
Yes, Zopa have intimated they will open their non-safeguard D and E markets to retail lenders. If they do, they will need to do a whole lot better with their new loan book to enable people to monitor these loans, and the bad debts that will be generated. I'm not sure but wouldn't they need to have something a bit more like the old MLB to achieve better visibility of this stuff. The newMLB sort falls over quite a bit, the search function is quite useful but you need to understand the data better, something I'm not sure the reporting people really know that well. On the other hand they are not actually focusing on defaults. Even in the old days as soon as a default or danger was occurring they would send an email to notify of this but I haven't had one for quite a while now - no one answered my complaint. I know that these are less relevant in SG but I have had some recent non SG defaults - I have quite a few of these - that I did not get any notification of them. Its true that the new improved statement pages reflect these but they do not isolate them by lender just by cost and the only way to get detail is to search the new MLB but its quite difficult with 1000's of records and not knowing who it is. I have written a number of "stylish" things to make the visibility better - for my needs - but they are focusing heavily on Mobile technology and reports are not really that useful on mobiles/tabs. Without the additional tools created by zopa forumites for the oldMLB its more difficult to manage these. The CSV's at present are too changeable to do anything on them. They could solve this a little if they started the font at a smaller point - its set at 1.28 - in a lower form so that pinch/zoom worked better and the Pc versions got more on screen as well.
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Post by lrseimas on Feb 9, 2016 9:37:17 GMT
Yes, Zopa have intimated they will open their non-safeguard D and E markets to retail lenders. If they do, they will need to do a whole lot better with their new loan book to enable people to monitor these loans, and the bad debts that will be generated. Just out of interest - what do you mean by "monitor these loans"? What is involved in loan monitoring and what do you achieve by doing it? P.S. No sarcasm intended, I'm genuinely intrigued.
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