NSFW
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Post by NSFW on Jul 27, 2017 22:44:00 GMT
Annual summary should be fine, just as I've used annual docs before elsewhere. The 3 month rule with statements is due to them being sent out monthly/quarterly. Lendy should accept the annual summary + a PDF statement without address as at least the statement confirms other details in the annual summary.
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boundah
Member of DD Central
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Post by boundah on Jul 28, 2017 9:46:54 GMT
My wife and I have similar withdrawal problems with FC in the past. I got so p*ssed with their nonsense when I got the money I closed both accounts. Yep, this is the first thing I'm going to do once I get my money back - never ever - #nolendy. This sort of behavior is unacceptable for a finance company. I'm done with Lendy. Just need to get funds back. Great, sorted then. Will you promise to leave the LY forum at the same time?
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vic
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Post by vic on Jul 28, 2017 10:02:19 GMT
Yep, this is the first thing I'm going to do once I get my money back - never ever - #nolendy. This sort of behavior is unacceptable for a finance company. I'm done with Lendy. Just need to get funds back. Great, sorted then. Will you promise to leave the LY forum at the same time? Just move on mate, go get another one and chill. Specially for you and for another one (who recently left for an early pint): I will stay on this forum forever and will come back to UK too! So go join that other with an early pint, have fun mate.
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vic
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Post by vic on Jul 28, 2017 10:13:20 GMT
But surely the point is up until recently LY did not require proof of address to set up an account and given they have set up an account and taken funds it seems inequitable that when that same person wants to withdraw funds they want proof and will refuse to repay. If that same person cant prove a permanent address say they live out of hotels all year there must me a mechanism to be able to return funds, after all this problem only arisen from lendy's slack procedures in the past. Yes unless they want to avoid getting fined for violating anti-money laundering regulations. If that's not flexible enough for you blame the politicians. www.gov.uk/guidance/money-laundering-regulations-your-responsibilitiesIMHO those AMLs are utterly useless red tape not helping to catch any serious crooks or terrorists. Just horrendous time wasting of persons and businesses. All the major crooks comply with AMLsperfectly! I could name a few but I won't. C'mon! How can scans of photo ID & utility bill prove anything?! The former can be forged using basic photoshop skills the latter can be forged in a free editor by a child. Serious crooks do even better - they don't bother with forgery - they just get any originals they need. How does this help is beyond my understanding.
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0risk
Member of DD Central
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Post by 0risk on Jul 28, 2017 12:18:49 GMT
I may be missing something here, but if you're not based in the UK any more why are you trying to verify a UK address? You don't have to be living in the UK to have a Lendy acct... That's right. I live in Brazil and I also had my account to be verified for withdrawal recently. I sent a scan of passport and electriticy bill in Portuguese. And it took just two or three hours.
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ianj
Member of DD Central
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Post by ianj on Jul 28, 2017 12:48:41 GMT
General (only slightly tongue in cheek) commentAs appealing as a pint may be in times of stress, there will be occasions when no hostelry is conveniently at hand to relieve tension/anxiety brought about by repetitious, less than gracious postings. So what to do? Is one then compelled to resort to Diazepam, or maybe yoga? Indeed, no. Why risk substance dependency or physical injury when Forum functionality facilitates banishment of anybody one may consider an irritant.......... 1. Simply 'click' on a member's name, to view their Profile. 2. Then 'click' on the cogged wheel on the right and select 'Block Member', which renders any post by said member invisible to yourself. Works a treat! 3. Breath sigh of relief and relax, confident that their opinions/style will never darken bespoil your door communications device ever again. -------------------------------------------------------------------------------------------------------
vic , it was very quickly apparent that, despite obvious general sympathy with your situation, some fellow members were less than enamoured by your ‘style’. Sarcasm aimed at those who seek to help will never be popular. You appear not to understand why! As much as I sincerely hope your situation is resolved, I fear there may be few who will ‘listen’ to you in future……if they are still ‘watching’, that is!
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vic
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Post by vic on Jul 28, 2017 13:01:02 GMT
vic , it was very quickly apparent that, despite obvious general sympathy with your situation, some fellow members were less than enamoured by your ‘style’. Sarcasm aimed at those who seek to help will never be popular. Indeed those do seek to help: "Great, sorted then. Will you promise to leave the LY forum at the same time?" and "That's right Vic, I demand you live in one country. Preferably a different one to the one I'm in". Had you paid attention to my messages, you'd have noticed that I reply with sarcasm to above and similar. Normal/adequate comment=normal/polite reply - go read the whole thread. Sarcasm was never aimed at those who genuinely seek to help in this thread.
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dandy
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Post by dandy on Jul 28, 2017 13:07:30 GMT
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r1200gs
Member of DD Central
Posts: 1,336
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Post by r1200gs on Jul 28, 2017 13:13:39 GMT
vic , it was very quickly apparent that, despite obvious general sympathy with your situation, some fellow members were less than enamoured by your ‘style’. Sarcasm aimed at those who seek to help will never be popular. Indeed those do seek to help: "Great, sorted then. Will you promise to leave the LY forum at the same time?" and "That's right Vic, I demand you live in one country. Preferably a different one to the one I'm in". Had you paid attention to my messages, you'd have noticed that I reply with sarcasm to above and similar. Normal/adequate comment=normal/polite reply - go read the whole thread. Sarcasm was never aimed at those who genuinely seek to help in this thread.Yes it was, hence my response. The pint was great by the way. Were the reasons why you were apparently trying to register a UK address with Lendy while living abroad ever made clear? I can't be bothered trawling back through the thread.
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copacetic
Member of DD Central
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Post by copacetic on Jul 28, 2017 13:16:02 GMT
IMHO those AMLs are utterly useless red tape not helping to catch any serious crooks or terrorists. Just horrendous time wasting of persons and businesses. All the major crooks comply with AMLsperfectly! I could name a few but I won't. C'mon! How can scans of photo ID & utility bill prove anything?! The former can be forged using basic photoshop skills the latter can be forged in a free editor by a child. Serious crooks do even better - they don't bother with forgery - they just get any originals they need. How does this help is beyond my understanding. The government's approach to money laundering is a requirement for businesses to do identity checks. This is a whole added layer of bureaucracy for everyone involved and is no doubt a drag on time and finances for businesses and customer alike. Of course, as criminals don't tend to obey the law by definition, whether it actually reduces money laundering or simply just promotes the ID theft growth sector for the entrepreneurial crook is likely a matter for debate. Either way though it sounds as if your problem is with the UK government and its laws, not Lendy and it might be time to just jump through the hoops like everyone has to at some point or other and approach your bank or utility company to get the required recent ID.
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r1200gs
Member of DD Central
Posts: 1,336
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Post by r1200gs on Jul 28, 2017 13:29:47 GMT
IMHO those AMLs are utterly useless red tape not helping to catch any serious crooks or terrorists. Just horrendous time wasting of persons and businesses. All the major crooks comply with AMLsperfectly! I could name a few but I won't. C'mon! How can scans of photo ID & utility bill prove anything?! The former can be forged using basic photoshop skills the latter can be forged in a free editor by a child. Serious crooks do even better - they don't bother with forgery - they just get any originals they need. How does this help is beyond my understanding. The government's approach to money laundering is a requirement for businesses to do identity checks. This is a whole added layer of bureaucracy for everyone involved and is no doubt a drag on time and finances for businesses and customer alike. Of course, as criminals don't tend to obey the law by definition, whether it actually reduces money laundering or simply just promotes the ID theft growth sector for the entrepreneurial crook is likely a matter for debate. Either way though it sounds as if your problem is with the UK government and its laws, not Lendy and it might be time to just jump through the hoops like everyone has to at some point or other and approach your bank or utility company to get the required recent ID. I agree, Lendy have no choice in the matter here. I also agree with Vic though, these checks are pathetically easy for the crooks to get around. That's the thing about crooks, they don't tend to play by the rules and it's far too easy for efforts to catch the bad guys ending up causing more trouble and costs than the bad guys did, while the bad guys carry on regardless. There are some absolute humdinger examples of this from our cousins across the pond where they do everything bigger and better. FATCA and FBAR. Look it up when bored to tears.
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vic
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Post by vic on Jul 28, 2017 13:47:34 GMT
Indeed those do seek to help: "Great, sorted then. Will you promise to leave the LY forum at the same time?" and "That's right Vic, I demand you live in one country. Preferably a different one to the one I'm in". Had you paid attention to my messages, you'd have noticed that I reply with sarcasm to above and similar. Normal/adequate comment=normal/polite reply - go read the whole thread. Sarcasm was never aimed at those who genuinely seek to help in this thread.Yes it was, hence my response. The pint was great by the way. Were the reasons why you were apparently trying to register a UK address with Lendy while living abroad ever made clear? I can't be bothered trawling back through the thread. Look, I don't need any help from you personally and I never "were apparently trying to register a UK address". You will find the answer by trawling through the thread.
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r1200gs
Member of DD Central
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Post by r1200gs on Jul 28, 2017 13:54:06 GMT
Yes it was, hence my response. The pint was great by the way. Were the reasons why you were apparently trying to register a UK address with Lendy while living abroad ever made clear? I can't be bothered trawling back through the thread. Look, I don't need any help from you personally and I never "were apparently trying to register a UK address". You will find the answer by trawling through the thread. No, that's right. You don't need any help from somebody who has been in exactly the same boat and who was merely trying to work out exactly what you problem was because you were being as clear as mud. You told us you are overseas and you problem is trying to register a UK address. That makes no sense. If you didn't need help from somebody who has been in exactly the same boat and was merely trying to work out what your problem was before he could offer a solution, who were you looking for help from? By the way, have you now worked out that you were wrong to accuse Lendy of heading for bankruptcy, that they were deliberately trying to stop money leaving the platform and that the SM has frozen up? Perhaps you could apologise? And to the people trying to help you?
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r1200gs
Member of DD Central
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Post by r1200gs on Jul 28, 2017 13:57:06 GMT
Hi vic If you contact verification@lendy.co.uk with the information we need we can get this sorted for you. If the information does not comply then we will not be able to process it. Specifically we require proof of identify and address (1. A valid form of photo ID (such as a passport or photo driver's license) and 2. A proof of address, such as a bank statement (Bank, Building Society or Credit Union statement or passbook dated within the last three months) or utility bill (gas, electric, satellite television, landline phone bill) issued within the last three months). Lendy Support How can one provide proof of something THEY DO NOT HAVE? I do not have an active address in UK. How many times did I say this. But you said you were not trying to register a UK address, so why did you write this?
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vic
Posts: 33
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Post by vic on Jul 28, 2017 14:05:06 GMT
Look, I don't need any help from you personally and I never "were apparently trying to register a UK address". You will find the answer by trawling through the thread. No, that's right. You don't need any help from somebody who has been in exactly the same boat and who was merely trying to work out exactly what you problem was because you were being as clear as mud. You told us you are overseas and you problem is trying to register a UK address. That makes no sense. If you didn't need help from somebody who has been in exactly the same boat and was merely trying to work out what your problem was before he could offer a solution, who were you looking for help from? By the way, have you now worked out that you were wrong to accuse Lendy of heading for bankruptcy, that they were deliberately trying to stop money leaving the platform and that the SM has frozen up? Perhaps you could apologise? And to the people trying to help you? You must have had a very early pint this time (Friday?). I've become even more convinced in all the points I made in my first messages. But don't worry, invest as much as you can and stay with your opinion I don't mind! Now go get another one - helps with blind optimism.
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