fasty
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Post by fasty on Dec 14, 2017 14:01:42 GMT
.. and, unsurprisingly, investments in PBL191 were not "automatically switched in to the DFL".
Regardless of the merits of the loan, I'm surprised that this one was not more heavily subscribed at 12% and a full year.
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fasty
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Post by fasty on Dec 12, 2017 10:25:04 GMT
Hmm I would maybe dabble at 15%, 12% isn't good enough for this one
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fasty
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Post by fasty on Dec 8, 2017 17:47:12 GMT
My email address is just a forwarding address. Would that cause the problem? How do they determine whether it's been read? Perhaps. I will ask the question. Thanks. Some organisations test whether an email has been read by checking whether the embedded images have been downloaded from a remote server. This is potentially unreliable because many email clients (e.g. outlook) do NOT automatically download the images, to avoid tipping off spammers that their mail got read. I often don't bother clicking the "download images" button if I have already got the gist of the email contents.
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fasty
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Post by fasty on Dec 6, 2017 21:37:00 GMT
I lost 1.61% of the portfolio to defaults last month, despite being well diversified (over 300 businesses). It's been my worst month ever.
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fasty
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Post by fasty on Dec 5, 2017 22:50:30 GMT
Is there a prize for the simplest revelation?
Using Edge browser, I merely selected the white "redacted" area then right-clicked on it. Instant pop-up: "Ask Bing about... {applicant name}..."
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fasty
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Post by fasty on Dec 3, 2017 23:16:55 GMT
Anyone know which was the first loan on MT to face recovery action (i.e. be potentially deemed 'irrecoverable' for tax purposes)? I don't recall any prior to 6th April 2017 - although may just be my luck to have missed them. None prior to this tax year, currently three that can be treated as irrecoverable as they are in legal recovery ... Birkenhead, Lytham, Prestbury ... so will be claimable for 17-18. I'm concerned about this. If I download a tax statement for the last full year (i.e. up until recent days) from MT, there is no mention of any defaults or losses etc. If this is the same data that MT are submitting to HMRC, then if I try to offset losses for Prestbury etc my submission will look very wrong.
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fasty
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Post by fasty on Dec 1, 2017 19:50:10 GMT
Congratulations to MoneyThing. Now, just keep those defaults under close scrutiny if you want to win again next year!
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fasty
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Post by fasty on Nov 29, 2017 12:45:10 GMT
You don't get more by asking for more - it's a fixed allocation for everyone (assuming you ask for more than what is available per person). The only way to get more is grab any leftover on FFF, or buy it on the SM when someone sells. OR run multiple accounts under your partner's/children's/pet's names I suppose. Which seems ethically dubious but I know that several people here do just that. It's OK until your budgie gets a tax demand.
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fasty
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Post by fasty on Nov 28, 2017 13:23:34 GMT
Is the idea that people pay to stay in one of these?
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fasty
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Post by fasty on Nov 25, 2017 10:21:17 GMT
I have unique email addresses for each platform Assetz were the first to lose control (as evidenced by my getting the same spam to both old and new special AC addresses at the same time). They claim it can't be possible and nobody else suffered the same problem (and they did say they actually have a few dummy addresses so they would know) 6 weeks ago Money and Co. Same thing. Horlix herself said it couldn't happen but she would ask head computer honcho to report; I'm still waiting And just yesterday Lendinvest. I've told them, so far no reply. I also use unique email addresses. It's often a real eye-opener. I've had major organisations like banks leak my email address, confirmed by others who experienced the same. Information commissioner won't act as "not strong enough evidence". In some cases it seems to be due to the bank (etc) passing a subset of customer details to marketing companies who leak like a sieve.
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fasty
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Post by fasty on Nov 23, 2017 23:45:24 GMT
I see that Tranche 11 has now started a "bonus accrual" of extra interest in addition to the cashback. Yay!
As if anyone will ever see any of that. Presumably just an artefact of a shocking lack of attention to detail.
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fasty
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Post by fasty on Nov 23, 2017 21:21:07 GMT
Same here from Equifax. And due to a minor error in the data, it appears Equifax may have got my data from Funding Circle. Do FC use them to vet investors?
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fasty
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Post by fasty on Nov 18, 2017 18:24:33 GMT
The new preview process on the previous (aborted) loan received a warm welcome on here, and I am certain that will not have gone unnoticed by Ablrate. Perhaps they considered it less appropriate to the forthcoming loan, or maybe the process still needs to be fine-tuned. Whichever, I am sure that we will see more previews in future.
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fasty
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Post by fasty on Nov 17, 2017 21:36:24 GMT
I really don't know what FC are playing at. I've got nearly 1% of my funds sitting idle, and there are apparently 4 active loan requests, yet autobid won't use any of my funds. I am a bit confused as to how you say that you have 4 active loan requests yet autobid won't use any of your loan funds??? If there are loans sitting in "Your Orders", there should be a small part of your pie chart that shows £80 (Or 0.5% of your portfolio) as earmarked for lending??
With the new system, unless you are enrolled in the request, you don't get to see it.
EDIT: Just seen this was 10 days ago!! Ooops
No, it's still a good question! Until recently, it was possible to view ALL active loan requests (on a legacy web page), even if you weren't "enrolled" in them, So it was possible to tell when new loans came online. That little avenue of interest has unfortunately now been closed.
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fasty
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Post by fasty on Nov 14, 2017 15:00:34 GMT
Credit to ABL for having the guts to pull it if they were not comfortable. I can imagine some platforms just turning a blind eye for fear of losing face.
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