kevinkelly
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Post by kevinkelly on Feb 19, 2017 17:59:05 GMT
*h*** *****R (*********) L**
Can someone decipher that for me please?
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kevinkelly
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JustUs (formerly eMoneyUnion)
Dormant?
Dec 15, 2016 17:17:50 GMT
Post by kevinkelly on Dec 15, 2016 17:17:50 GMT
Is it just me, or is this platform pretty much dormant?
I've had a balance waiting for Autobid to distribute and only had one small loan invested in the last 3 months.
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kevinkelly
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Post by kevinkelly on Dec 12, 2016 14:22:45 GMT
"...I am keeping other finance institutions in the loop about the progress of this application in order for them to help if things do not seem to be working out." As things stand this good request remains circa £98 K shy of it's £300 K target amount. Anyone have any thoughts? If these other FIs help out, would that not have the effect of watering down any usable security?
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kevinkelly
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Post by kevinkelly on Dec 11, 2016 17:34:44 GMT
Doesn't work here.
T/GL is £400+ D is £700+
So using your formula would result in £1246.93 difference between SBD and IE
And SBD is already the smaller number. Your formula makes it way smaller.
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kevinkelly
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Post by kevinkelly on Dec 11, 2016 10:41:54 GMT
So thank you for bringing this to our attention. rebsrepWhile I have your attention... Some while ago I pointed out that The Interest Earnings (IE) figure displayed on Dashboard was somewhat different to the figure shown on the Your Available Balance (YAB) dropdown. It's also different on the See Break Down (SBD) popup. A little more specifically, IE = x + £60.43 SBD = x YAB = x What happened to the £60.43?
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kevinkelly
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Post by kevinkelly on Dec 8, 2016 22:51:25 GMT
We will look at changing the wording and/or the display calculations so that the email matches what you've actually been paid in every case. So thank you for bringing this to our attention. Regards rebsrep You're welcome.
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kevinkelly
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Post by kevinkelly on Dec 8, 2016 9:53:58 GMT
From an email today...
I received £4.99, NOT £5.00, so why tell me one figure and pay me another?
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kevinkelly
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Post by kevinkelly on Nov 30, 2016 19:54:43 GMT
I have only used the Access and Classic which are covered by the Safeguard, assuming Zopa suitably diversify my deposit I'd be personally confident in the Plus market providing a reliable return. Here's a couple of figures from my own loan book... Safeguard loans Missed payments £2.23 9 borrowers (1.4%) have missed payments for safeguard loans. Non-Safeguard loans Missed payments £0.00 0 borrowers (0%) have missed payments for non safeguard loans. The theory here is that Non-Safeguard loans are riskier, therefore higher rates are paid. The reality appears to be that Non-Safeguard loans are less risky, but we still get higher rates. Now of course this might all change. Defaults might occur. Meantime, the sun is shining, and I'm making hay.
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kevinkelly
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Post by kevinkelly on Nov 30, 2016 19:05:54 GMT
Me? Sarcasm? No no no no YES
While this issue is being looked at "first thing", could you also ask the devs to look at an issue I raised some considerable time ago regarding the "Interest Earnings" figure on the dashboard. If I select See Break Down the total is different by £60.44
Thanks
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kevinkelly
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Post by kevinkelly on Nov 24, 2016 21:06:52 GMT
Can I put on record how delighted I am to be amongst the 71 lenders that will apparently get a bonus for being one of the first 10 to bid on the C**** H*** auction.
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kevinkelly
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Post by kevinkelly on Nov 5, 2016 13:13:18 GMT
Is anyone else experiencing problems please? I have been unable to login for a few weeks. "Support" have reset my password twice. Neither of the new passwords have worked. "Support" now appear to be ignoring my emails.
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kevinkelly
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Post by kevinkelly on Nov 2, 2016 18:39:20 GMT
Thank you for your detailed explanation of the bidding process et al.
What I was trying to ascertain was whether or not there is a way you can "rebid" using existing pledged funds, or if you can only bid further funds at a lower rate if the first bid is "at risk".
I'm fairly sure of the answer to my question, but your earlier post did seem to suggest that you could "rebid".
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kevinkelly
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Post by kevinkelly on Oct 31, 2016 11:23:11 GMT
*If you believe you're about to witness your higher rate bids 'knocked out' during the latter stages of an auction then you may wish to consider the merits of rebidding at a lower rate, Is it possible to rebid, or do you mean place a further bid in the expectation that your original IS outbid?
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kevinkelly
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Post by kevinkelly on Jul 16, 2016 21:36:20 GMT
and yes glitches occur, they do on other Portals too. Do other portals fix their glitchs? 'Cos this one still exists, many months after I first highlighted it. The message "trading suspended" is still being applied to errant loans, but the claim is false. Just this week I traded a "suspended" ML part, posted that I had done it, again, and got no reply from ReBS.
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kevinkelly
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Post by kevinkelly on Jul 12, 2016 20:13:13 GMT
kevinkelly If memory serves me well you have been caught out by this systems glitch publicly [on Forum] requesting that your loan part purchase on one 'frozen' loan were reversed, am I right and were these reversed for you? Your memory appears to be fully functional, and yes I have had transactions reversed...
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