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Post by overthehill on Sept 30, 2021 10:02:36 GMT
Nobody noticed the backups weren't working and the last good backup is at a secure offsite location in Afghanistan, security has now doubled. Currently hiring people from Wework to manually replay all the lost transactions.
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aju
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Post by aju on Sept 30, 2021 10:12:24 GMT
Nobody noticed the backups weren't working and the last good backup is at a secure offsite location in Afghanistan, in fact it is now double secure. Currently hiring people from Wework to manually replay all the lost transactions. Don't please, if Mrs Aju see's this she'll start to panic. She's already not a happy bunny that he current bank account with zopa is not visible and she has her saving account finishing in early October. I'm keeping my head down as her financial advisor at the moment.
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criston
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Post by criston on Sept 30, 2021 10:56:05 GMT
It's back, but strange.
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morris
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Post by morris on Sept 30, 2021 11:03:33 GMT
Zopa Savings but no P2P accounts.
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aju
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Post by aju on Sept 30, 2021 11:19:25 GMT
Still getting message from the zopa.com front end that says ... So for me nothing works (I only have P2P) but Mrs Aju has banking stuff too and that is working ok - well savings banking not credit card stuff etc we have better products in my view for that stuff and too soon to trust a CC or bank card from Zopa as has been shown by other users on the twitter feeds with some people being stuck without another card and refused shopping etc.). As far as i can tell there is no dashboard on my details i tried this old link that worked last week (The cookies get confused sometimes but generally when the dashbaord is failing or very slow I could get to the main page for the STD p2p account. There is another direct link for the ISA summary too) investors.zopa.com/investment/lending-summary investors.zopa.com/isa/lending-summarythat used to allow me to bypass the dashboard results in the error message we were getting yesterday for p2p. (Sorry, there’s been a problem etc etc) on Mrs Aju's account it just throws her back to the dashboard with her Banking accounts but no P2P accounts. So for me P2P is still floundering but the message on the zopa.com does not say anything about that!. Update: All parts of the savings side of banking for Mrs Aju does see to be working ok. There is still a very long delay for the secure text sometimes when Mrs Aju logs in whereas myself logging in the code seems to be almost as soon as I click on the login button. One thing I think Zopa needs to correct is unless one logs in through the Zopa.com page then the message showing there maybe issues does not appear. I've tried to suggest this a few times to them but they seem to be assuming everyone will come in through the front end they want them too but then not defending the ability to go direct the to auth screens when one logged out previously. They don't seem to understand this - Still!. Mind you being able to bypass a broken/slow dashboard has been exceptionally useful over the last few years.
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Post by erniec on Sept 30, 2021 12:51:21 GMT
Message in the Zopa app does say that P2P is still being worked on: 
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aju
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Post by aju on Sept 30, 2021 13:40:12 GMT
Message in the Zopa app does say that P2P is still being worked on: View AttachmentYes i see now they have changed the message on Zopa.com initial starting page as follows Not too sure what they mean by investment products but I guess they mean p2p rather than the savings products that are a bit like bonds. In fact as I was writing i decided to check Mrs Aju again and yes she can see both her savings products again and in fact the message appears above her savings dashboard i'm guessing if the p2p products were visible that message would then be obsolete and not be visible. I then checked my account and true enough the message appears where my dashboard would be. So it took some 3 days to get the messages in ALL the right (useful) places but to be honest i'd rather they fix the p2p before the end of play today as I have been taking snapshots of our loanbook's every month now that one cannot actually see day to day changes as easily. Having a month payment cycle can be useful especially when defaults and settled items occur where Zopa has a habit of removing some info of what was actually in arrears etc. Not ideal as one cannot see what the true full and final on a given product is. Unless someone else has figured out how to get the true loss (including missed interest) to compare against settled returns that are not easy to marry up as they were with the full detailed statements data.
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Post by mfaxford on Sept 30, 2021 13:48:53 GMT
So it took some 3 days to get the messages in ALL the right (useful) places but to be honest i'd rather they fix the p2p before the end of play today as I have been taking snapshots of our loanbook's every month now that one cannot actually see day to day changes as easily. Having a month payment cycle can be useful especially when defaults and settled items occur where Zopa has a habit of removing some info of what was actually in arrears etc. Not ideal as one cannot see what the true full and final on a given product is. Unless someone else has figured out how to get the true loss (including missed interest) to compare against settled returns that are not easy to marry up as they were with the full detailed statements data. I'm guessing that shows us where they see P2P lending compared to everything else (OK, I can see that having card payments working should be the first priority). Thankfully I've been trying to download the loanbook each week on a Tuesday morning (so that I get any weekend repayments in) so I have a download from just before it all broke. I shall have to grab another when it returns and write something to compare them - that might be interesting.
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Post by mfaxford on Sept 30, 2021 14:56:50 GMT
Just how long does it take to get the last clean backup out of the fire safe and loaded onto the tape decks? Thinking about is and seeing how some stuff is back to normal, some is visible only and some not visible I wonder if that's what they've actually had to go and do. Restoring a complete service from backup (especially if no ones documented the process) can be a slow process, especially if it's a complete server restores over a number of servers, getting things in sync and replaying any transactions. Backups are only good backups if they've been verified and you know how to use them. Many organisations assume that if they've made the backups they'll be fine ignoring or forgetting all the small things that might them cause issues. I had one place where there were off-site tape backups, but each server had a different type of tape drive directly attached. That's fine until you have a large building fire and those tape drives aren't available. You're now trying to source new servers with the right sort of old tape drive to restore the backups!
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coogaruk
Hello everyone! Anyone remember me?
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Post by coogaruk on Sept 30, 2021 15:19:58 GMT
Reading this makes me feel glad I didn't get suckered in to applying for one of their FRS accounts. The rates might be good but that's only part of the story.
Z has been one to boycott for me for some while now anyway, the first p2p in the world maybe but also the first to start ripping it to shreds.
Fortunately I'm now down to my last 40-odd quid invested, only about half of which is still lent out.
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wapping35
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Post by wapping35 on Sept 30, 2021 16:01:39 GMT
Update.
Zopa have told me whilst my Fixed Saving product is now up on the website (and it is) the P2P won't be until tomorrow (at least). Midday tomorrow was mentioned as possible, but with no promises.
Not sure if the above is better than not knowing anything but I thought I would share.
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Post by mogish on Sept 30, 2021 17:48:20 GMT
Bit unproffesional overall. As usual the advice is about loans and practically no mention for investors. Had the displeasure of speaking to al rayan bank today, its all very well offering market leading rates but trying to actually open an account seems so difficult i gave up. What ever happened to the days when banks were proffesional and respectable.
Hopefully zopa will get their act together soon, im having withdrawl symtoms from not withdrawing:)
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Post by mfaxford on Oct 1, 2021 9:24:00 GMT
I can now see the summary of my investment (Current Balance and Earned to date totals) although can't get in to see any details.
Those two values seem to match what I saw when I was last able to check 73 hours ago).
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wapping35
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Post by wapping35 on Oct 1, 2021 9:30:54 GMT
Yep. I too see the P2P stuff summary (Dashboard), but no details and no repayments or ability to withdraw them.
Given what i was told yesterday evening, I wonder (hope) that may be mid day today is realistic...
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morris
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Post by morris on Oct 1, 2021 13:49:13 GMT
No money from the debt sale yet.
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